129779318768906250_44Boao Forum for Asia Annual Conference 2012 days to April 1, was held in Boao, Hainan, the meeting to "Asia in a changing world: towards a healthy and sustainable development" as the theme. Dongfangcaifuwang on the forum for the whole live. China Merchants Bank Co Ltd Executive Director, President and CEO, he at "private finance and the opening up of the banking industry" ForumSaid the decline in bank deposits growth is a good thing, it marked the progress of China's economy and finance, if the money is in the Bank, Bank of society financial solve certainly cannot solve the problem, in particular a large number of small and medium enterprises is difficult to meet. Following is the text record: Ma weihua: there is a problem is the problem of marketization of interest rate, President also talked about-preserving, Bank of ChinaOnly a lower bound of loans and deposits left in CAP, injected by others. Loan limits also exist in name only, no loans fall when the funding crunch, most work is now a deposit limit. But this situation has undergone great changes, last year China Banking deposits growth 11.9%, a lower number than the previous 10-year average of 8.5%, but still continued the trend in the first 2 months of the year. Banks increase the deposit over 500 billion less, this situation is a bit like the United States 80, down not only because of negative interest rates on bank deposits, CPI has been greater than the one-year fixed deposit rates. Also because there is a more active outside the banking system of return higher than the deposits of financial markets, Which includes equity securities, finance and equity investments of the Trust Fund, including statistics about 3.8 trillion of the private lending gold. I think this kind of thing is the disintermediation of Bank, Bank shares to fall, although I am doing commercial banks, but I think it is a good thing, it marked the progress of China's economy and finance, if the money is in the Bank, the whole social finance AGSolution, certainly cannot solve the problem.����In particular a large number of small and medium enterprises is difficult to meet. In addition, if the 90% above, as in the past
tera gold, is now more than 80% of Community financing by banks, risk is in the Bank, and also in countries. This is currently the case, I think it is beneficial for market-oriented interest rate, my understanding is that is not of interest rate marketizationBank deposit ceiling let go a day, but we strive for in the contradiction between supply and demand on the capital market, financial markets
tera gold, supplier and trading in the formation of a market price. Just now talked about outside of the banking system has an active financial market, which traded in the financial markets in the form of both supply and demand are price
tera power leveling, this is the market price. Now outside of the banking system and the market priceWill continue to act on bank deposit and loan interest rates, someday, I think the interest rate market will adapt to the market of supply and demand, it is a good thing. Is a diversified financial system, is a market-oriented interest rate, which is the key to resolve debit or address Wenzhou test.����Thank you!. Above text as Ben finish, without the guests I verified.
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